▶ Key Takeaways
- The U.S. national debt has exploded from ~$18 trillion (2015) to ~$39+ trillion today.
- Annual deficits now exceed $1.5–$2 trillion—far higher than historical norms.
- Interest on the debt is approaching $1 trillion per year—more than defense spending.
- Medicare and Social Security obligations exceed $100 trillion in long-term liabilities.
- Waste, fraud, and improper payments exceed $200+ billion annually.
- Inflation and high interest rates are direct consequences of overspending.
- Without action, economic stagnation—not prosperity—will define the next decade.
WARNING… THIS WILL NOT STOP.
Prices will not go down.
Interest rates will not normalize.
Economic pressure will not ease.
Unless Washington changes course immediately, you’ll see more inflation… possibly stagflation: rising prices, no economic growth.
This is not speculation.
It’s math.
THE MORAL IMPERATIVE…
If you max out your credit cards…
You pay the price.
If a nation does it…
Every citizen pays the price.
And right now—
America is deeper in debt than at any time in its history.
And here’s the crisis…
We are adding trillions more every single year, with no hope of stopping it.
THE 8 REASONS THIS MUST STOP NOW
1. The National Debt has doubled in a decade.
• 2015: ~$18 trillion
• 2020: ~$23 trillion
• 2026: ~$39+ trillion
The debt – GDP ratio is at 122%
That’s nearly $100,000 in debt per American.
And it’s growing fast.
No family…
No business…
No nation…
Can survive that trajectory forever.
2. The deficit is permanent and massive.
The National Debt is what we owe in total.
The deficit is the debt added every year.
- 2006 deficit: ~$250 billion
- 2016 deficit: ~$585 billion
- 2024–2026 deficits: ~$1.6–$2 trillion annually
This is not temporary.
It’s systemic.
Washington has normalized overspending.
3. Interest payments are exploding.
When the government borrows money, it must pay back the money with interest.
This money goes to bankers, investors and foreign governments.
It does not go for national defense, justice or any American government program.
How bad is the interest problem?
- 2015: -$223 billion in interest
- 2020: – $345 billion
- 2026: – over $1 trillion a year
Let that sink in…
We are spending over $1 trillion a year… just on interest.
That’s more than we’re spending on national defense.
And that’s more than triple the $375 billion in interest we paid in 2019.
And it produces nothing.
4. Medicare and Social Security… a $100+ trillion problem.
These programs are not just large—
They are structurally unsustainable.
The combined long-term unfunded liabilities: $100 trillion and growing fast.
That’s promises made…
Without funding to match.
Without reform:
• Benefits will be cut
• Taxes will rise
• Or debt will explode further, increasing inflation more
5. Waste, Fraud and Abuse… over $1 trillion per year.
Government reports show:
• $200–$300 billion annually in improper payments
Examples include:
• Pandemic fraud
• Duplicate payments
• Mismanaged programs
That’s your money.
Lost.
Every year.
Then billions more in waste and fraud.
6. Ideological spending… Billions without results.
Instead of Congress focusing on:
• Infrastructure
• Security
• Core services
Billions go to:
• Politically driven programs
• Bureaucratic initiatives
• Low-accountability projects
This isn’t investment.
It’s agenda-driven spending.
7. Bureaucratic bloat…costs keep skyrocketing.
And then there is the bureaucracy.
Trump has downsized the bureaucracy… but judicial activists have stopped him.
And he needs to do more.
Just look:
- The federal workforce has over 2 million employees
- Total federal compensation and benefits: hundreds of billions annually
And yet—
Efficiency declines.
Regulation increases.
Costs rise.
8. Economic insanity… the system keeps accelerating.
Even now…
With record debt…
Washington continues:
• Increasing spending
• Expanding programs
• Ignoring consequences
This isn’t sustainable.
It’s dangerous.
And there are 4 consequences… you’re feeling them now.
1. Higher interest rates.
- Mortgages: dramatically higher than 2020
- Car loans: near record highs
- Credit cards: crushing families
- Business crippled in generating jobs, higher wages and new innovations
- Inflation that won’t go away.
Government spending fuels inflation. More dollars… Chasing fewer goods…Means prices rise.And here’s the truth:This will not stop.
- 2% is not acceptable
- 3% – No!
- More than 3% is legal plunder.
- Destroyed opportunity.
- Homeownership becomes harder
- Small businesses struggle
- Young families fall behind
- Young people can’t get jobs
- The wealth gap widens.
- The wealthy benefit from asset inflation
- The middle class gets squeezed
- The poor fall further behind
- The young are crushed.
Who benefits?
Not you.
• Political elites
• Bureaucrats
• Large institutions
Meanwhile…
You pay more.
You earn less.
You struggle more.
THIS IS THE TURNING POINT.
This is not just economic.
It’s moral.
Because today’s spending…
Becomes tomorrow’s burden.
For your children.
For your grandchildren.
ACTION… BEFORE IT’S TOO LATE.
Only two groups can stop this:
• Congress
• The President
That’s it.
No one else.
AND THAT’S WHY THIS ELECTION MATTERS.
Every candidate must be asked:
• Will you cut spending?
• Will you control the deficit?
• Will you stop the debt spiral?
If not—
They are part of the problem.
DEMAND ACCOUNTABILITY.
Vote for leaders who will:
• Control spending
• Eliminate waste
• Reform entitlements responsibly
• Restore fiscal discipline
Because if we don’t…
The outcome is clear:
• Persistent inflation
• Economic stagnation
• Declining standard of living
Bottom Line:
This is a warning.
Not a theory.
Not a debate.
A reality.
The longer we wait…
The worse it gets.
What do you think? Email me at [email protected].
FAQs:
Q: How much is the U.S. national debt today?
A. It exceeds $39 trillion and continues to rise rapidly.
Q. Why does government debt cause inflation?
A. Excessive borrowing by the government increases the money supply, driving up prices across the economy.
Q. How much does the U.S. pay in interest on the debt?
A. Nearly $1 trillion per year—one of the largest federal expenses.
Q. What happens if the debt keeps growing?
A. Higher taxes, higher interest rates, reduced economic growth, and financial instability.
Q. Can the government fix this?
A. Yes—but only through spending cuts, fiscal discipline, and policy reform.
About Craig Huey:
Craig Huey is a Christian, political commentator, and marketing expert. He publishes The Huey Alert and hosts the Huey Alert Podcast with his wife Shelly. Together, they stand at the intersection of faith, politics, and culture, helping Christians understand the issues shaping America today.